Bio
Rafael Morales-Guzman is a former Digital Policy Hub doctoral fellow and a Ph.D. candidate in public policy at the Johnson Shoyama Graduate School of Public Policy, University of Saskatchewan. He holds an M.A. in public administration from Cornell University, where he focused on regulatory policy in microfinance, and a B.A. in economics and political science from Instituto Tecnológico Autónomo de México. His research interests include regulatory policy, financial technology and digital innovation. Rafael has published extensively on financial regulation and has presented at international conferences. He has significant professional experience in financial stability with the Central Bank of Mexico.