**Please note, the location of this lecture is University of Waterloo - Environment 3 building (EV3 1408), located at 200 University Ave West, Waterloo. Please see the following link for information on parking at the University of Waterloo: https://uwaterloo.ca/parking/about/our-parking-lots**
This presentation critically examines insurance schemes and the challenges presented by common but differentiated responsibilities and respective capabilities, intergenerational equity, economic and gender inequality, and human mobility. The analysis concludes that, despite their popularity among policy makers, insurance schemes seem ill-suited to address the full range of loss and damage. Without backstopping from international finance, insurance schemes for loss and damage are misaligned with the spirit of the international climate change regime and might undermine the objective of responding to loss and damage in a comprehensive manner.